In my experience Drivewise is a scam and the tech I spoke to a few weeks ago said it was broke but I 'should not uninstall it.'. Even given a 30% discount, you could still be overpaying by hundreds. Time to shop around! So months go by. Quality content is the key to be a focus for the viewers to So, I hooked the thing up to my car and completelyforgot about it. 139. Reviews for Drivewise are generally good, with most users reporting savings on their auto policy. What is Drivewise by Allstate? - insuredandmore.com She married her husband and began working in the family insurance business in 2005. I read your post about your 11% discount and just got my renewal with that same 11% figure after being in the program for 6 months. 2022-06-22; florida man september 25, 2002 . I am willing to do almost anything to save money particularly on insurance. now im not sure if ill keep it or get out of it. Sometimes annoying to me is how very many other drivers are caught up in a hurry up and wait mode of driving. Why hadnt I changed companies and been saving?! I dont do a lot of braking. And they promote this as a drive wise program? it even features a Life Time Warranty to back its powerful fast acting Phase 2 Well I just got my completed performance rating and lets just say its a joke. i havnt had the nerve to tell her no. And the driver drove off, so I reported the accident to My!!! I shopped around and found that Progressive is way more expensive than Allstate (not like all their commercials lead you to believe). editorial policy, so you can trust that our content is honest and accurate. Slowing in excess of 10mph in one second is Extreme Braking. The hoops we had to jump through were insane, and at a very difficult time for our family. <>/ExtGState<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 20 0 R 21 0 R 22 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> But in the past year+ the phone app now hangs and crashes so you can't even do anything with it, worthless. They are happy to help. Your daily rate is $2 and your mile cost is $0.60 ($0.06 x 10 miles). So if you supposedly start at 30% which mine never did it started at 7% what kind of grading scale are they using for and overall B grade to get 3%? =). The device plugs into your vehicles diagnostics port, usually located below your steering wheel. She has adjusted my rating Mileage B Braking A Time of Day C Speed B now 8% discount? The highest discount at renewal I have seen in 3 years is 27%. everyones mad coz it was never explained right. Allstate isnt GIVING you anything. Im sending the device back as soon as they supply the return packaging and pre-paid postage, otherwise I will toss it in the trash. California Consumer Financial Privacy Notice. Good luck with that drivewise since you think its so great you must not have an off hour job and work for a police, fire, ems, or hospital as us workers dont have the luxury of driving 9 to 5. Well those sort of incidents should be extremely rare for a good driver. I mean who wouldnt want the lousy 3% discount from allstate all because you work for a police department and work afternoons. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Misled me intentionally. There has to be an easy method you can remove me from Never use this program. For a 2010 minivan?! And the way I was t My experience with the agent that handled my uninsured Motorist bodily injury claim. Am I thankful for the 11%? Insurance wants to reduce all accident payouts. This program allows you to save up to 30% every 6 mo. My word to any and all, when it comes to Allstate caveat emptor (buyer beware)! function trackPhoneClick() { For most drivers, signing up is easy and you only need to download the Allstate mobile app to get started. I guess that genuine experience doesnt count for anything. I emailed the guy at Allstate who signed me up and he did not reply. Our goal is to be an objective, third-party resource for everything insurance related. Thank you! It is effortless and I will take my 17% if it costs me no time or energy. % discount Ill take the damn thing out and drive the way I want to drive not Nobody likes paying for insurance until they need it, and despite what many think there is a solid mathematical basis for any and all rate increases. couldnt find any record of my previous calls. However , in mid-late December 2021 , when the app was allowed to be used , they changed the algorithm. Insurance Company!!! Seems pretty simple. As long as the email is accepted, and the device is plugged in and reporting, you will keep that discount. When youre driving on public roadways, do you believe you have a right to anonymity? The vehicle age does have something to do with it. you agents need to get together on this I never got a check after 6 months. I have been an Allstate Customer for 30+ years and have been paying way to much for my Auto insurance. Leaving a bad review isnt slander (nor libel, which is what I assume you mean), nor is this piece misleading. right now i think they are waiting me out to see if i send the gadget back before they can come up with an answer.. When I signed up it allows me to save 15% the first few months but the projected shows 0% savings not because Im driving badly but because of the amount I drive. You can save up to 30% its based on how well you drive and the longer you use the device the more you can save. ill be able to hit thge brakes whenever i need to n do it safely. are they supplying this driving data to self driving car or current car manufacturers or researchers ? Not only is the information provided not accurate its very misleading to prospective consumers. Our goal is to give you the best advice to help you make smart personal finance decisions. Automatic 10% discount: Earn a 10% discount against your auto insurance policy just by signing up for Drivewise. Thank you for contacting Allstates Customer Technical Support. Ive read most of the posts on this site and couldnt find any other people who have noticed the time of day discrepancy, but I simply cant believe that Im the only one with this problem. you get 30% to start with. Many times if you add a renters policy, the discount on your auto equals the cost of the renters policy due to the multi discount. http://www.makemoneytogiveback.com/defensivedriving.php }, Consider the positives and negatives when weighing your decision, Get the cheapest quotes on your auto insurance. We are still working to apply the 14% discount to your policy. Until someone gets hurt, that is. And, we are a government facility for gosh sakes! i told her about them taking brake events off coz of weather, she said well good. i cant believe i have a thing hanging in my truck that no one knows what it is or how it works The mobile app provides more specific details about your trips, miles driven and your safe driving habits. Thats where they get you and its not fair so, for this reason, Ill be looking for another insurance carrier! And dont know anything about the braking piece coming off its definitely staying on there. They will have me scenarios on how they are not liable for the damages. Allstate Drivewise vs. Liberty Mutual RightTrack: Which Service Is Best i suppose no one reads this anymore either.. They ar enasty and purposely unhelpful, I wrote Allstste on line and never received a response from their customer service. I did not sign up to have a corporation dictate to me. Almost all cars have a gps system in them nowadays whether you have a gps screen you can use or not the gps is still hardwired into your cars computer! Many drivers fail to understand insurance pricing and falsely believe that pursuing discounts is the route to best price and value. From the day we signed up it never moved from 7%. They already have. If I dont make insurance claims, reduce my rates over time, please. There isnt a specific Milewise program app, but drivers who enroll can view their trip details and safe driving habits using the Allstate Mobile App. I am just curious to what discounts people have received. If my insurance was $200 per month, I would definitely do it! With GPS, it should be able to detect if you are hard-braking on your driveway instead of on the street. My insurance is much cheaper so the savings isnt as high for me. Bankrate follows a strict We were on FL Turnpike and had to speed up to 75 to get past a truck ONCE and they were determined to hold that against us! Ive been with Allstate a few years and was just told today about Drivewise. not a wise investment. If a car comes too close to you and you get a Extreme Braking youre really screwed. Can anybody say STOOO PID! When they add things to it when the vehicle isnt even being driven yes it is a scam. im down to 11% now because of it. I am saving 15%. and Im tired of it. drivewise doesnt understand other drivers cutting you off n crap like that.. they dont understand if you leave that perfect distance between your car n the car in front of you SOMEONE WILL GO THERE. A real scam!!! Im glad I learned about this before purchasing a car last July. finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, telematics discount program called Drivewise, Driving less than 10,000 miles per year can save you up to 20%, Tracks your miles with a plug-in device only without using your phones battery, Doesnt offer the option to track miles by phone for drivers who prefer it. Safe driving times, safe speeds, mileage, and safe braking. The safety rating of the vehicles are also large factors every year they improve. The fact that the program isnt all its cracked up to be doesnt surprise me either. Allstate Drivewise car insurance quotes, like all usage-based programs, cant be estimated because they are based on feedback from your driving habits. Our car insurance is expensive. Lost confidence in Allstate. 45% of traffic accidents occur in parking lots. You probably wont believe it but I am actually getting a 30% discount on my allstate policy with drivewise, however, though because I paid a year in advance to save 120.00. Allstate put the burden of proof and getting it so this person would not be added on us, which is ridiculous. You all are idiots. I have a discount of 19%. Do recall that at least 50 trips are required during each six-month evaluation period to qualify for and maintain a discount on your Allstate auto insurance policy. Finally! No one is going to monitor my driving (that is until the government makes it a law which sadly will probably happen sooner rather than later!). One downer it went in for brakes the other week, and they did road test it should have taken the thing out. You must have received 27% in total. What? Either way, my projected savings is a total of 5%. term. Insurance Company!!! I can hardly sputter and boil over at an average of one hard braking event each month. Rates increased across the board and the amounts of discounts in the form of cash deposited in our HSA were dependent on health factors of the adults on the policy. I cannot avoid those drivers who cut in front of me, but you know what? May not be useful for infrequent drivers: Drivers are required to make 50 trips during each six-month evaluation period, which may not be a good fit if you drive your car just once or twice a week. The drivewise program looked good at first until I kept getting hit for stops I didnt make, got hit 2 times for every stop and got hit many times for rocking my car in the snow. its not online billing, just your policy. My wife has maintained that Drivewise would not affect how or when she drives and has proven it. First I know for a fact hard braking events that happen are NOT events at all there is no way I get 600 events and not know it. All of our other driving is on local streets at 45mph. Abi Potter Clough is an insurance and risk management writer based in Florida. Kelly, i think you need to read thru all of the posts. My wifes habits pale in comparison to people sitting high in a large SUV who must be pressing either throttle or brakecoasting is a concept alien to many of them. Also if you live in an area where there is ice and snow dont ever get stuck even if in your own driveway as you will get numerous hard braking incidents for that too. Why were you still insuring your car if no one was driving it? I will not be renewing with allstate, this drivewise is a scam. no answer back yet.. Fix the program and honor your commitments NOW. Im afraid Id try not to break as hard and hit a cow or something. Progressive Snapshot rewards safe drivers with policy discounts, while Allstate Drivewise uses cash back and rewards. Even if you only saved 17 percent, that would be a lot month after month. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Allstate Drivewise records your driving activity and can use that data in many different ways. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. awhile back i had an incident with the card and had to cx card and get a new one. That being said, since I drive very little and also have a motorcycle on my insurance, I can ride that all I want (no Drivewise, obviously) and drive my other vehicles in the mornings or all I want on the weekend (which is considered lowest risk). This is a common misconception. I have not had a ticket for anything in over 20 years. Just go about living life as though everyone else had telescopes and loved watching only you. Next AllState Rewards Program:Great Deals or Marketing Scam? When not writing, Abi loves the beach, traveling and hanging out with her cat, Sasha. he said if i end up with 11 or however many percents it adds on to the 10 percent so it would be 21 percent discount. Yes, my rates did go up ahead of timeslightly! Yep thats right, I decelerated too fast in my own home driveway and got dinged for it. I beat Tom in brake events,,,LOL. Accumulate several warnings and the owner receives a ticket. Guess its not safe for me to go to work. Try not to plant your car too closely to the car before you, in case you are rear-ended while stopped. im still using the drivewise untill i get an answer. o Are safe drivers Call me paranoid, thats fine. The mobile app is compatible with iPhone iOS 13.0 or higher and Android 8.0 or higher. it goes by your speedometer,, miles per hour up or down. Dont want to be tracked? I have to use my brakes to avoid hitting some of the idiots on their phone not paying attention. Since we began Drivewise, at my insistence weve also paid the premium as a lump sum, avoiding an added $10 / month partial payment fee, though it sure seems like a lot of money for two cars driven a combined total of 3500 miles in a year. For a 3 Say you're an existing Allstate customer and sign up for the Drivewise program. allstate drivewise device non return fee. Under two thousand a year in mileage. If you dont drive at all on a given day, youll only pay your base rate for that day. It would be a losing business proposition for the insurance carrier as there would be no driver accountability. If you remove/opt out the 10% of your vehicle premium will be added back into your premium. This Drivewise program is bogus. When evaluating rates, please verify directly with your insurance company or agent. We did Progressives version of the program for our two cars. Also Your drive wise record can be subpoenaed in a serious accident by the police. These tracking programs are not required; you have to opt-in and use the dongle or app to track your driving. I brake slowly and do not follow closely, but I continue to get a low rating. read full answer Allstate encourages people to A not work or B not drive ever. I think its weird that our premiums went up too. Allstate was the highest of anyone. which means they gave you 30% discount. I thought it was for a year. By getting the 28% discount it lowered every other discount. At Bankrate, we strive to help you make smarter financial decisions. . %PDF-1.5 that service? So any way to lower what we pay is great to me. So I only save 13% with Allstate instead of the 30% they told me Id save. i dont care who you are or how safe you drive stuff happens. If you were given a 30% discount for simply plugging in device then everyone would do it and it wouldnt matter how you drive. Horrible experience! Appreciate this thread. Also like others have stated my husband has ran lights now to avoid slowing down too fast. What they should be concerned with is this savings in dollars. highly qualified professionals and edited by You can cancel your participation at any time by consulting your Allstate agent. Im spreading the word to everyone I can. I have 3 extreme brake events in one minute, all three in one minute n one minute before turning my car off in my driveway. those snow n ice people were right on the job though.. Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. But after reading everyones experience with the program/device here, I am confirmed in my staying at my current provider. It is based on our personal experience with the program. Data is typically collected through the Allstate mobile app but some drivers have received devices, which plug directly into your vehicle's OBD port. I just wish they wouldnt lead people to believe they have a chance in hell of getting 30% off. Lets explore usage based insurance discounts: A price reduction compared to the price, which that carrier would have charged you if the premium had been calculated using the conventional rating approach. ga("send", { We will be looking at other insurance again. I allowed a couple of days for the typical updating of information and noticed that the app still showed my old vehicle, not the new one. Allstate is ridiculous. I have 9 hard braking incidents in 6 months and got 30%. 2023 Bankrate, LLC. Just like their drive time penalties. So their threshold is set up against the driver so they do not have to pay the discount. Just a quick question. For more information, please see our If it was an attempted money grab it has most certainly backfired as we are now leaving Allstate, will never return to Allstate, and will warn our friends and family, especially those that are facing new learning drivers of our issues and problems with Allstate as a cautionary tale. drivewise says we no nothing about taking braking off. I have no braking events and no miles at or above 80 MPH. Although the company says it doesnt sell your data, it can be used in accident investigations. Susan, you can keep it forever if you want, do not unplug it before the six months. They are in the business to make money. My policy is up for renewal. In fact I scored an A while my wife scored an A-. Allstate insurance has to remove braking event factor from its Drivewise program or provide all participants a gauge for monitoring this parameter in real time. No I never thought I was going to get 30% off my premium as I am not an idiot!!! This unit under my dash has me thinking about it all the time. Check the state standards before you point fingers. Milewise has limited availability, approved in 21 states and DC. And as for the hard braking, if it wasnt for me hard braking, I would have run over a child on my street, and T-Boned a couple of vehicles on the highway that think they own the road by cutting people off at high speeds during peak traffic hours. this whole thing is still confusing n it seems they have different rules for everyone. Before joining the team, she worked for nearly three years as a licensed producer writing auto, property, umbrella and earthquake policies. I feel that DriveWise is so misleading I do not even offer it any longer to my customers. Also, as a car ages, it may become obsolete and either harder to find a mechanic or parts for it therefore making it more expensive to fix. Which certificate of deposit account is best? So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Dont unplug it while your are driving because an instant stop at any speed is going to register as a nasty hard brake. My scores are better than my husbands who also works 3rd, but, they give him an overall score of a B and me a C. I have an A in braking, an A+ in speed, a B in mileage and a C in time of day. 10 safe trips with no high speeds or sudden braking, Three consecutive days with no sudden braking, Three consecutive days with no high speeds. We do not include the universe of companies or financial offers that may be available to you. They said it cant happen, everyone starts at 30%. This program is a dirty trick. The older vehicles dont have the same features, I disagree about yhe new parts bit. I mean, I completely understand the desire to save money, but being tracked like that feels like a part of your freedom is being taken away. These things are way too Big Brother for me, discount or not! Even my agent agrees!!!! This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. I know 17% is nice and all, but what do they expect people to do between those hours? Our editorial team does not receive direct compensation from our advertisers. Costs will continue to rise through 2022. According to the Insurance Information Institute, one of the main advantages of telematics is that it provides immediate feedback, causing you to adjust your driving habits quickly. Pssttheres a license plate on your vehicle and software on those traffic cams can read the characters. We do a lot of coasting in my husbands Prius! endobj Our policy renewed and it went up for what reason I dont know. Last night at 2am i went n got gas, went to walmart, went to the grocery store, went to another gas station to get a coffee n b/s a few minutes then home. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Ive read too many comments against big brother and against the accuracy of this Drivewise device. no word from allstate so still waiting. I wont lie, these types of contraptions make me nervous. The only problem with that statement is Allstate does NOT offer a year auto policy and you CANT pay for a year policy. from that day on every event drops that percent down. I switched companies and saved over $1000 every 6 months!!! For the icing on the cake they could not forward any documentation to us concerning this supposed underwriting policy as it was something they didn't give out and was only for use "in house". If you are doing it on a regular basis, you are a high risk driver! look up towards the top, it will say 30%. Happy to help correct ones driving habits. All insurance rates, products, and services are presented without warranty and guarantee. Sorry Flo! Sorry to disagree with you, but I agree with Tina. It is more for them to get obtain statistical driving information and survey the results to justify how much they can raise the rates. Since Jan 1st Ive only had 3 hard braking incidents (11 mph to 2 mph, 16 mph to 8 mph and 18.5 mph to 9.9 mph) all because of snow and ice as none of them were high speed as you can see.
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