More than a year ago, I needed to change my concession Myki to full fare (no longer a student). 0000000016 00000 n We're looking to expand the number of card types available, so more passengers can use Mobile myki. If you receive a check, you then need to forward it to your old card provider. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. I need to transfer a balance from one credit card to another credit What is the best low interest credit card? One may also ask,do pensioners get free train travel in . If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. Can I check my myki card balance online? - TipsFolder.com The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. How do I know if my balance transfer was approved? <> The short version. To keep travelling with auto top up or Auto-load, youll need to set it up again. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. The system was developed by Kamco (Keane Australia . By phoning 1800 800 007. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. and our How Prepaid Cards Work & Why You might want one? You will need to provide identification to show that you are the registered myki card holder. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> Your Mobile myki will now appear in Google Wallet. What a frikkin waste of money! If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. Myki - grabbing unclaimed money - Public Transport - Whirlpool.net.au But is it possible to go to a ticket booth. PTV does not have any access to any information within the Google Wallet app. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. About a week back, I went from Frankston to St. Albans, changing at Flinders. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. A non-centralised database/processing unit. You probably want to transfer a balance to save money not spend more. No. A subreddit for Melburnians and Melbourne enthusiasts! From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. For more information see Google Help and Support. Image what could have been done with a billion fucking dollars. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. From the "I Want To" drop down menu, find "Transfer a Balance.". I called customer service and was advised I needed to go in person to Flinders St station to do it. About Myki cards & Mobile Phone SIM cards - Melbourne Forum 0000118590 00000 n Manage another person's myki If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. What is the best cash advance credit card? Remember to top up with enough money to pay for your entire journey. Is it bad to do multiple balance transfers? The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . Can I transfer my American Express balance to another card? - WalletHub 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. You can use the ticket number to register your myki or if you require a refund. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. xref I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. I called, they told me it couldn't be done and that I would need to fill out a form. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. Transferring a credit card balance is relatively easy, but you need to follow a few steps. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. Tap Transfer Existing Card. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. Balance Transfer Calculator: How Much Can You Save With A Balance If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Does a balance transfer happen automatically? For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. Editorial and user-generated content is not provided, reviewed or endorsed by any company. I was told that when I made a new card I would be able to transfer the money across. 0000003801 00000 n Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. 0000014445 00000 n I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. 180 0 obj Reddit and its partners use cookies and similar technologies to provide you with a better experience. You can register up to eight active mykis on an individual account. +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. endobj 178 39 Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. <> FAX?! While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. 187 0 obj Top up your myki All myki smartcards expire after four years. What are Your Rights as a Credit Card Holder? Enter your cell phone number and well send you a link to install the WalletHub app. Photo: 10255185_880/Getty Images. 0000003014 00000 n myki - Public Transport Victoria endobj <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> 188 0 obj Which I obviously don't have because it is lost. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. These are the eight most commonly purchased myki Passes. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. Step 3: Review Card Offer Terms. December 29, 2022 - 1:47PM. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version But yeah, a fair bit that is just backwards. How Does Mobile Myki Work In Australia? Guide To Ise Myki - Mobile Pokies However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. New comments cannot be posted and votes cannot be cast. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. endobj If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. 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I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . Cincinnati Police Federal Credit Union Balance Transfers Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . When a Myki card is lost or . Please note you cannot replace a lost or stolen myki at a premium station. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. myki Pass Great if you travel often and on consecutive days. I was told there was nothing I could do for this one as it wasn't registered. Just one more benefit you enjoy as a COPFCU member. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. endobj This question is about Synchrony Bank Credit Cards. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. 178 0 obj i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. This is a requirement of Google. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". 0000004863 00000 n Add a travel card to Apple Wallet - Apple Support (AU) It seems pretty archaic having to fill out a form and send it in for a replacement Myki. What are the best business credit cards for cash back? However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. We'll block it and can arrange a refund to your new Mobile myki. <>stream 0000005511 00000 n Myki Card | Buy or Top-up | Transport and Driving | Service Victoria For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. You would think they could have done it over the phone. EDIT; The card that I want to transfer FROM was lost and it was de-activated. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . You can manage your Adelaide metroCARD online by setting up an account. They actually can transfer your funds really easily but you need to get a case created. Here's where to find it: After logging in to your account, go to "Card Details.". %%EOF If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. I know it's not possible to do it online. Your myki smartcard expires after four years. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. Online at Public Transport Victoria website . Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. The unused money remains on the card, losing value as fares increase over the years. Maintain your L-plate log book. endobj Why Military Personnel Are Vulnerable to Identity Theft? If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Privacy Policy. Learner permit or driver test. Save. 8:35pm Feb 8, 2020. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. If you're using an international payment card you won't be able to top up via the PTV website. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. Question about Myki. Why isn't transferring Myki money a - Reddit 216 0 obj What is a balance transfer and how does it work? - CreditCards.com Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. How Do Credit Card Balance Transfers Work? - Investopedia I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). I don't know where the actual card is. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. The phone is awake whenever the screen is turned on, even it's locked. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. It has trouble with form-filling on mobile devices, however. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). Personal Credit Cards? This could save you money if you're moving the balance to a card with a much lower interest rate. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Tap the Add button . To check if you're eligible to travel on a concession myki, see Concessions and free travel. If you have Mobile myki you can set Auto Load via the Google Pay app. daaab.eth | Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 | Etherscan If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. Myki Review | PCMag If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. Whats the Difference between Business vs. Corporate Credit Cards? Choose a card from the list or search by location or card name. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Your current balance will be transferred to the new myki, which you can use immediately. Can You Get a Student Credit Card With No Income? In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. 1. What is the best credit card for fair or average credit? You only need to wake up your phone to touch on and off. 215 0 obj <> 0000001606 00000 n You can also replace your myki online or by calling us. The process begins when you submit a balance transfer application. For instance, your applications for new cards and balance transfers remain subject to approval. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. In addition, it is not any companys responsibility to ensure all questions are answered. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. 0000005683 00000 n You need to be connected to the internet to top up your Mobile myki. Meticulous in his research, he provides accurate and up-to-date information. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. For more information, visit the V/Line website. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . Try hovering the phone just above or near the reader, rather than touching the phone on the reader. A quick tutorial to transfer your myki balance between google pays on different android phones. How to Transfer a Credit Card Balance to Another Card Annual Fee: $0. 0000002274 00000 n The unused money does not sit in an account earning interest. How to transfer or move myki money pass (Public - YouTube Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Yes. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." How do balance transfers work? | Barclaycard No, you cannot transfer a balance from one Synchrony Bank credit card to another. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Youll need to complete a V/Line Passenger Refund Application Form. Standard message rates apply. Pick a card that waives the balance transfer fee. It appears as a "Approved Level 2" request on my myki account on the website. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. Pay down your credit card debt. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. To. You need to apply for a balance transfer. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. All myki smartcards expire after four years. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Do Not Sell or Share My Personal Information. WalletHub Answers is a free service that helps consumers access financial information. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. You'll need to know the account number for your existing balance and how much you want to transfer. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Legit all the way, touched on and everything. It has a 256-day expiry and credit is rolled over if you renew before the expiry. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. Well block your myki and arrange a replacement myki. Initiate the balance transfer. This lets you contact us to request a refund of any balance on the Mobile myki. Transfer a Balance From One Synchrony Bank Card To Another A Mobile myki expires after two years. If these are your only two cards, your credit utilization ratio is 33.33%. Myki card Myki card child pages. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. Myki (/ m a. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. Cookie Notice You can replace some types of tickets if they are lost or stolen. You can read the Terms of Service online. Any other travel benefit such as free weekend travel isn't available at this time. This 0% interest period can help you carry your debt for a limited time without paying interest. No wonder the thing cost more than a billion dollars. Check that NFC is enabled on your phone. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. We are committed to being fully transparent with our readers. endobj Myki myths 3: credit expires after 90 days - no it doesn't Go to Settings > Connected devices > NFC. How are Banks Adapting to Meet New Needs Because of Coronavirus? 0000001755 00000 n Then he said he could order a replacement one to be posted to me. The . NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. The Pros And Cons Of Balance Transfer Credit Cards - Forbes This answer was first published on 03/01/23. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen You can replace your ticket if its expired, damaged or defective. Please note, balance transfer is not instantaneous. After all, I was going to pay more money as opposed to the concession rate. How Many Credit Cards Should a College Student Have? Learn more about auto top up. PDF Guide to balance transfers and refunds - TransLink In my experience touching on is quicker than validating a metcard. Myki Q+A: Straight answers to your questions | Public Transport Users I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Any money on your card will be protected. an_square_one 11 yr. ago Melbourne commuters to use their phones as a Myki, but only if they're